
Why Have An Endowment Fund?
Establishing an endowment fund is very important to an organization which plans to serve the community for many years. Economic conditions often change over time and it is prudent to make financial plans for the future. The endowment fund was created to provide resources for our YMCA for the future.
There is not a minimum amount on making a gift to endowment. Any size gift will help. Many people don't have large sums of money to give, but small donations in memory of loved ones or a tribute to a special friend is an option. You can name the YMCA as a beneficiary of an insurance policy as well as gifts of land or investments that have appreciated over time. We welcome the opportunity to discuss options with anyone who wishes to help ensure the future of our YMCA.
Charitable Gift Annuities
The charitable gift annuity is a simple arrangement that allows you to make gifts to the Spencer Family YMCA and lock in a secure lifetime income for you and/or a loved one. To establish a gift annuity with the Spencer Family YMCA, you donate cash, marketable securities or other property, and in return the YMCA pledges you and/or another annuitant a fixed amount for life. Gift annuities offer you a number of economic benefits:
- You are entitled to a sizable income tax charitable deduction.
- Annuity income and you tax savings usually produce increased spendable income.
- When you donate appreciated property, capital gain taxes may be avoided.
- The donated assets are removed from your estate for gift and estate tax purposes.
Living Legacy Club
The Living Legacy Club is a YMCA program which recognizes those who, in their long-range financial planning, want to ensure the future of the Spencer Association by providing gifts for its endowment fund. Members of the Living Legacy Club include:
| Steve Avery | John & Carole Lea Cotton |
| Irvin & Ruby Dvergsten | Bob & Marth Graham |
| Arlene Farmhan | Don & Judy Hemphill |
| Jim & Tammy Higgins | Scott & Marlene Kass |
| Chuck & Bonnie Pletke | John & Mary Rahn |
| Stan & Muriel Schoelerman | Murry & Ina Fae Underwood |
Century Club 2010
The funds raised through the Century Club are committed to providing scholarships to youth and families who, because of income, could not be members of the Spencer Family YMCA. No one is refused membership because of lack of funds. Last year your generosity helped more than 450 individuals and families become a part of the Spencer Family YMCA. Last year scholarships were $ 87,000.
| $4,000 & Up - GOLD STAR | |
| $2,000 - $3,999 - SILVER STAR | |
| $1,000 - $1,999 - BRONZE STAR | |
| $500 - $999 - RED STAR | |
| $250 - $499 - BLACK STAR | |
| $249 - $100 CENTURY CLUB | |
| $99 & Under |
$4,000 & Up - GOLD STAR
Community Sate BankFarmers Trust & Savings Bank
Northwest Federal Savings Bank
$2,000 - $3,999 - SILVER STAR
Bank of AmericaSteve & Molly Avery
$1,000 - $1,999 - BRONZE STAR
Bob & Kayleen RoseBobbie Jo Ruschy
Campbell, Higgins & Assoc
Dave & Paula Hultgren
Days Inn / Iron Horse Motel
Dean & Deb Mechler
Don Pierson Ford
Dr. Curt & Sam Geyer
Dr. Rick & Barb Wilkerson
Gary & Kathy Grave
H & S Roofing
John & Carole Lea Cotton
Mary Mauer
Northwest Iowa Surgeons
Spencer Hospital
Spencer Rotary Club
State Bank
US Bank
WalMart
$500 - $999 - RED STAR
A & M LaundryAcre Company
Andrew Kondrath
Arnold Motor/Merrill Co
Asher Motor Company
Bill Vanderah
Black Hills Energy
Bob Graham
Brad Bernardy
Bruce Feldmann
Chris Dodd
Coca-Cola
Dave & Molly Scott
Dr. Alex & Jean Pruitt
Dr. John Synhorst
Dr. Michael Chapman
Fox Boyd & Sailer Dental Office
Jason Hough
JCL
Jim Haraldson
Jim Manzer
Jo VanOtterloo
John & Mary Rahn
Josh Nelson
Mark Nelson
Mid States Builders
Nolin Milling
NW Iowa Anesthesia Assoc
NW Iowa Urologists
Paul Skopec & Charlie Crouch
Renew Cosmetic & Reconstructive Surgery
Schwans Sales
Security National Bank
Shawn Kiersch
Spencer Municipal Utilities
Tom Rabel Construction
Tony Sholly
Troy & Anne Rosendahl
Wayne Winslow
$250 - $499 - BLACK STAR
Americinn MotelBarry & Jody DeLoss
Bill & Colleen Gerdeman
Bill Van Lent
Brian & Becky LaBarre
Brian Fassbender
Car Go Express
Chuck Schmidt
Clay Mutual Insurance
Courtney Schwartz
David Nelson
David Robison
Derm Us
Doug & Terri Rolfes
Dr. Pat & Tracy Boyd
Duane & Robin Barber
Family Table
First State Bank
Gary & Maureen Ogburn
Gary Stevenson Const
Godfather's Pizza
Home State Bank
Jeff & Mindy Heiter
Jerry Twetten
Jerry Twetten
John & Susan Zulk
John Lamb
Johnston Autostores
Ken Hunziker
Kruse, Cate & Nelson PC
Leon & Donalle Rodas
Lowell & Marcia Mouw
Mark Olson
Matt & Dr. Michaela Matthiesen
Metal Works
Neal & Kitty Conover
Paul & Deb Veit
Ron & Rae Lynn Sanculi
Roxy McLaren
Scott & Marlene Kass
Scott & Megan Whitaker
Sieh Farm Drainage
Spencer Reality Inc
Sports Page Grill & Bar
Stan & LaVone Jespersen
Stan & Muriel Schoelerman
Stephen Hunter
Steve & Kim Grell
Steve & Shari Lensing
Tarrel Storey
Thomas & Edie Thomas
Troy & Jennifer Huisenga
Williams & Co
$249 - $100 CENTURY CLUB
All Risk Crop InsuranceAll Star Pro Golf Inc
Ameriprise Financial - Monica Westhoff
Animal Medical Center
Appraisal Associates
Art Johnson & Don Hartzell
Audio Video Connection
Barb Fischer
Beth Hopkins
Bill & Judy Orrison
Bjornstads Adv Comfort
Bob & Jane Goeken
Bob Fagen
Brad & Julia Hawley
Brad Hawn
Brad Howe
Bradley Jones
Brian & Sandy Holck
Brian Sebastian
Bruce & Susan Klenken
Bruce Tamisiea
Bud Lorenzen
Cadre Teleservices
Cannon, Moss, Brygger & Assoc
Carey's Electronics
Carol Heissel
Cartridge Connection
Center Cleaners
Century 21 -Jacobsen
Chad & Kim Moser
Chad Plueger
Chiropractic Arts Clinic
Chris & Sheri Baker
Chuck Whittenburg Dist
Cindy Evans
Clark Cunningham
Clay County Farm Bureau
Commstock Investment
Connie Grigg
Corey Hopkins
Culligan Water Conditioning
Curt & Michelle Lachner
Dan VanBerkum
Daniel Chapman
Danny Huber
Dave & Kris Toay
Dave Molden
David Raveling
David Soucek
Dawn Ressler
Dean & Marla Jacobsen
Delray Bredehoeft
Dennis & Susan Holck
Design Masters
Dick Montgomery
Dimensions Salon
Dino Ulrich
Don & Sylvia Moore
Doug & Kathy Peck
Doug Green
Doug Hart
Dr. Bill Phelps
Dr. Phil & Peg Deffer
Dr. R L Crampton & Dr. Mike Allen
Dr. Ron & Pam Creswell
Drew & Wendy Pohar
Ellen Hart
Elmer & Gloria Dykstra
Eric & Cindy Tigges
Eric & Rachel VanDerHeide
Eric Weeks
Evaughn Shaffer
Frank & Sylvia Nelson
Gardner & Pam Fey
Gary Halverson
Gary Hoefling
Gary Peters
George & Ruth Fieselmann
George Moriarty
Greg & Joan Ebeling
Greg & Rita Hoffman
H & N Chevrolet Buick
Hank Ostwald
Harold & Louise Gross
Heiter Truck Line
Herb & Arla Kintigh
Houchins & Borth
Insurance Associates
Jade Beehler
James & Ruth Bock
Jeff Burns
Jerry & Rose Carlson
Jerry Clausen
Jesse Bofenrief
Jim & Lisa Horst
Jim Coenen
Jim McDermott
Jim Schomburg
Jim Tighe
Jimmy Jay's
Joan Kallsen
Joe Simington
John & Emily Gross
John & Kellie Beneke
John & Kris McCarthy
John & Marilyn Blair
John & Nicole Metcalfe
John Bjornstad
John Kruse
John Lamb
John VanderHaag
Joni Brehmer
Joseph Steele
JP & Cindy Greer
Justin Lode
Kari's
Katie Shriver
Kent & Marcy Nelson
Kent & Nicole Christensen
Kevin & Cheryl Ahern
Kevin Hollenkamp
Kevin Robinson
Kirby & Sandi Schmidt
Klaas & Betty Groen
Kurt & Karen Bauermeister
Kyle Peterson
Lakes Lawn
Larry Harden
Larry Wigen
Leading Edge Aviation
Lucas Dewitt
Marilyn Meyer
Mark & Tammy Miller
Mark Lawson
Marlin Business Supply
Marlis Kuiper
Matt & Sara Morrow
Matt Furniture
Medical Arts Pharmacy
Merlyn Winther
Michael Schauer
Middendorff Well Co.
Midwest Land Management
Midwestern Mechanical
Mike & Jackie Bryan
Mike & Teresa Mowery
Mike & Terry Mugge
Mike & Tracy Gathman
Mike Bovee
Mike Carlson
Mike Richardson
Nathaniel Meyer
Neal & Cindy Drefke
Neil Stanley
Nelson Jewelry
Northwest Glass
Northwest Title & Abstract
Pat & Laurie Nalley
Paul & Jan Stave
Paul VandeBerg
Pizza Ranch
Polly Nelson
Prime Rib of Spencer
Pro-Crop Inc
Randy & Marge Swanson
Richard Adams
Richard Shugars
Rick Munday
Robert & Delores Barringer
Roger Morris
Ron & Carol Olberding
Ron & Marlyce Bauermeister
Ron Neumann
Ron Olberding
Ronald Phillips
Ryan & Anne Johnson
Scott DeGeest
Scott Simpson
Sid Fitch
Spencer Ag Center
Spencer Auto Parts
Spencer Insurance Services
Spencer Lumber Company
Spencer Ready Mix
Squire Shoppe
Steve & Mary Steele
Steve Huss
Steve Pick
Steven Doran
Terry Bergendahl
Tim & Dianne Eagan
Tom & Katie Howe
Tom Howe
Warner Funeral Home
Winkleblacks
$99 & Under
Adam WarrenArvin Druvenga
Bill Carpenter
Chris Mugge/Jean Schultze
Dick Beving
Donald Whitaker
Dwight Schumann
Galen's Pro Mow
Grant & Leanne Schenk
Helen Porter
Hometown Realty
Jennifer Knesel
Jim & Roberta Fairchild
Jim Schoelerman
Julie Kassel
Kelli Harmon
Kelli Lorenzen
Lindsay Borthwick-Brown
Lon & Mary Lou Rossiter
Margaret Molitor
Marty Spies
Nellie Alderman
Richard Noah
Rick Krebsbach
Rodney Meendering
Scott Nolte
Steve & Deb Barber
Ted & Stacy Bauer
Todd Brigham
Tom Manley
Tom VanTassell
Charitable Gift Annuities
If you have an interest in exploring a type of planned gift or remembering the Spencer Family YMCA in a special way, please contact Becky LaBarre at 712-262-3782, P.O. Box 212, Spencer, IA 51301